If You Have Health Insurance

We will need a copy of your identification card.  We also may need the insurance forms which are supplied by your employer or the insurance company directly to the hospital.

All patients should familiarize themselves with the terms of their insurance coverage.  This will help you understand the hospital’s billing procedures and charges.

If you are a member of an HMO or PPO

Your plan may have special requirements, such as a second surgical opinion or pre-certification for certain tests or procedures.   It is your responsibility to make sure the requirements of your plan have been met.  If your plan’s requirements are not followed, you may be financially responsible for all or part of the services rendered in the hospital.   Some physician specialists may not participate in your health care plan, and their services may not be covered.

If you are covered by Medicare

We will need a copy of your Medicare card to verify eligibility and process you Medicare claim.  Medicare also requires that you answer the Medicare secondary Payer Questionnaire each visit.

If you are covered by Medicaid

We need a copy of your Medicaid card.   Medicaid also has payment limitations on a number of services and items.  Medicaid does not pay for the cost of a private room unless medically necessary.

If you have No Insurance

A representative from the Business office will discuss  financial arrangements with you.  A hospital representative, who is also a representative of the Division of Family Services, is available to assist you in applying for Medicaid or other government assistance programs.

Your Hospital Bill

The hospital is responsible for submitting bills to your insurance company and will do everything possible to expedite your claim.  You should remember that your policy is a contract between you and your insurance company and you have the final responsibility for payment of your hospital bill.

If you have certain tests or treatments in the hospital, you may receive a bills from physicians you did not see in person.  These bills are from professional services  rendered by these doctors in diagnosing  and interpreting test results while you were a patient.  Pathologist, radiologist and other specialists perform these services and are required to submit separate bills.  If you have any questions about these bills, please call the number printed on the statement you receive from them.